Most homeowners in Indiana have no intentions of missing mortgage payments. There are many unexpected events that occur in life though that drastically reduce people’s income. They could lose a job or suffer major injuries that prevent them from working. When people...

Debt can be overwhelming. It can begin as a manageable necessity for an Indiana resident to acquire property or credit, and spiral into a burdensome financial obligation that the person cannot get ahead of. When debt becomes something that an individual cannot manage...

In the public realm, Indiana consumers think of a Chapter 13 bankruptcy as an alternative to the more common Chapter 7. Basically, it is for consumer debtors who, for whatever reason, want to offer a court-sanctioned repayment plan that will pay all or an approved...

The past year has been financially difficult for many Indiana residents. For those who are considering bankruptcy under Chapter 13 there is some helpful information available about the program. Chapter 13 bankruptcy is a type of bankruptcy which requires that a...

In Indiana and across the United States, a worryingly high number of people are experiencing financial challenges due to the current health situation and the problems that have come about because of it. People are losing their jobs and have exorbitant medical expenses...

Many Indianapolis families may start to consider bankruptcy because they are behind on their mortgage. This is because losing one’s home is a very stressful and scary event, especially if a person has no plans for where to live. While a bankruptcy may be able to help...

When residents of Indiana contemplate bankruptcy, they usually look forward to the cancellation or restructuring of a large part of their financial load. To the surprise of many debtors, the Bankruptcy Code contains a provision that allows the debtor to reaffirm the...

Bankruptcy is intended to prevent the seizure of some assets. But federal courts have been inconsistent on whether creditors must immediately return repossessed or impounded property when the owner files for bankruptcy. The U.S. Supreme Court is considering an appeal...

Those who file for bankruptcy need to review all of their options before moving forward, especially since there are different strategies to tackle debt and the approaches vary from one bankruptcy to the next. For example, someone working through a Chapter 13...