Indiana residents who are facing overwhelming debt and dealing with the daily stress and fear that they will lose everything might not know where to turn. Making the monthly payments could be impossible and they are often thinking about whether they will lose their...
Helping People Get A Fresh Financial Start to Regain Financial Independence
Helping People Get A Fresh Financial Start to Regain Financial Independence
Dealing with property prior to bankruptcy
When some people deal with financial uncertainty and the prospect of bankruptcy, they believe they should give away as much property as possible. After all, if it is just going to be sold to pay off credit cards, it is better to give it away to family and friends,...
Excessive holiday spending can cause credit card woes
Whether you braved the crowds on Black Friday or shopped from the comfort of your home on Cyber Monday, it is likely that you spent your fair share of money on holiday gifts and used a credit card to purchase these items. The problem with excessive holiday spending...
Rebuilding your life after bankruptcy
You finally decided to take the important step of filing for bankruptcy, completed all the steps and your bankruptcy is now finalized. Now you are wondering what exactly your life will look like. Chances are, you are not only relieved about no longer having to endure...
Bankruptcy exemptions and the preservation of assets
Rising prices and unexpected expenses can place great financial strain on families throughout Indiana. For many facing financial struggles, bankruptcy can provide relief and a fresh start Bankruptcy offers financial relief When a person files for bankruptcy, a...
Can my student loans be wiped out if I file for bankruptcy?
You may be under the impression that your student loans can never be discharged, even if you file for bankruptcy. This is not true. It is possible to have your student loans discharged, but in very limited circumstances. Adversary proceedings In order to have a...
How can you build your credit after bankruptcy?
Overwhelming debt creates financial hardships. The debt can control every aspect of people’s lives. You may be able to rid yourself of this debt by filing for bankruptcy. Personal bankruptcy can give you a fresh start, so you can begin rebuilding your financial life....
Study shows medical debt affects your health
Many Americans struggle under the crushing weight of medical debt. We count on our doctors and medical systems to keep us healthy, but the cost of care is often outrageously expensive. Medical debt can occur slowly over time, if you suffer from a chronic illness that...
The statute of limitations and debt collection
Many people in Indiana go through periods in their lives in which they struggle with debt. With some hard work, some sacrifices and some luck -- and perhaps some help from debt relief professionals -- they may get their financial houses in order and put the hard times...
How does medical debt affect my credit?
Most people know that unpaid debt goes on our credit after 30 days of nonpayment. Of course, some creditors may take way longer to report unpaid balances, but they can begin reporting late payments at 30 days. However, beginning this summer, those of us with medical...
