You may be under the impression that your student loans can never be discharged, even if you file for bankruptcy. This is not true. It is possible to have your student loans discharged, but in very limited circumstances. Adversary proceedings In order to have a...

Overwhelming debt creates financial hardships. The debt can control every aspect of people’s lives. You may be able to rid yourself of this debt by filing for bankruptcy. Personal bankruptcy can give you a fresh start, so you can begin rebuilding your financial life....

Many Americans struggle under the crushing weight of medical debt. We count on our doctors and medical systems to keep us healthy, but the cost of care is often outrageously expensive. Medical debt can occur slowly over time, if you suffer from a chronic illness that...

Many people in Indiana go through periods in their lives in which they struggle with debt. With some hard work, some sacrifices and some luck -- and perhaps some help from debt relief professionals -- they may get their financial houses in order and put the hard times...

Most people know that unpaid debt goes on our credit after 30 days of nonpayment. Of course, some creditors may take way longer to report unpaid balances, but they can begin reporting late payments at 30 days. However, beginning this summer, those of us with medical...

The law often refers to certain bankruptcy cases as "personal bankruptcy" to distinguish them from business bankruptcy, but there's another sense in which the name makes sense. Behind each personal bankruptcy case is a very personal story. This personal aspect...

Almost every Indianapolis area resident has at least one credit card. In fact, it is estimated that most people have at least 4 credit cards. Although these credit cards are usually paid off each month, there are situations where you may not be able to make the...

For many homeowners in Indiana and around the country, making hard choices is a daily struggle. When it comes to deciding between paying the mortgage or putting food on the table, however, providing for the family’s immediate needs is the priority. But over time,...

If a person is injured or is sick and needs medical care, he or she can incur expensive medical bills. While he or she should be focused on healing, instead they may be worried about how to pay these expenses. Medical bankruptcy Statistics indicate that many...

People in Indiana rely on being able to borrow money to make major purchases and it is important not only for people’s lives but also helps the economy when people take out loans. Having debt is not really a bad thing when people are able to manage it. However, life...