Medical debt is a significant burden for many, especially when facing a major health crisis. Fortunately, there are legal protections in place to help individuals manage this debt while focusing on recovery. The Fair Debt Collection Practices Act (FDCPA) The FDCPA...
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Protection from harassment by debt collectors
If you have ever been contacted by a creditor or a collection agency, you know the sinking feeling they can give you. In particularly bad cases, these debt collection efforts can cross the line into harassment. You can feel helpless in these situations, but you do...
What is the average credit score after Chapter 13?
Filing for Chapter 13 bankruptcy can have a significant impact on your credit score. While the exact effect varies depending on your financial situation before filing, it’s important to understand what happens to your credit score after completing Chapter 13....