Bankruptcy is often misunderstood as a last resort reserved for a certain type of debtor. If you are self-employed and your debts have become unmanageable, you may not realize that the option exists for you. It does. Self-employed individuals are eligible to file...
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Can I keep my utilities on during Chapter 7 bankruptcy?
"Will bankruptcy leave us sitting in the dark?" is a common worry for those facing extreme financial hardship in Indiana. This legal tool, after all, is designed to address debts you cannot pay, and utility bills often fall into that category. The good news is that...
Can Chapter 13 discharge IRS tax penalties?
Tax debt can be a big hurdle, especially when penalties and interest continue to grow. If you owe the Internal Revenue Service (IRS), you may wonder whether Chapter 13 bankruptcy offers some relief and how it compares to Chapter 7. While results often depend on your...
How bankruptcy in Indiana can deal with medical debt
A single hospital stay in Indianapolis can quickly lead to multiple bills for emergency care, lab tests, imaging and follow-up visits. Seeing statements arrive from different providers over weeks can make the total feel unmanageable. Unpaid balances may trigger...


