Most people know that unpaid debt goes on our credit after 30 days of nonpayment. Of course, some creditors may take way longer to report unpaid balances, but they can begin reporting late payments at 30 days. However, beginning this summer, those of us with medical...
Almost every Indianapolis area resident has at least one credit card. In fact, it is estimated that most people have at least 4 credit cards. Although these credit cards are usually paid off each month, there are situations where you may not be able to make the...
Hard times can fall on just about anyone. Whether it is a job loss, a medical scare or any other reason, it sometimes happens that you find yourself in a position where you can no longer pay your bills. If this goes on long enough, you may find yourself facing...
For many homeowners in Indiana and around the country, making hard choices is a daily struggle. When it comes to deciding between paying the mortgage or putting food on the table, however, providing for the family’s immediate needs is the priority. But over time,...
Chapter 7 bankruptcy exemptions provide important protections for bankruptcy filers. For those concerned about life after a Chapter 7 bankruptcy filing, Chapter 7 bankruptcy exemptions may be able to provide some assurance as filers emerge from the bankruptcy process...
Most homeowners in Indiana have no intentions of missing mortgage payments. There are many unexpected events that occur in life though that drastically reduce people’s income. They could lose a job or suffer major injuries that prevent them from working. When people...
If a person is injured or is sick and needs medical care, he or she can incur expensive medical bills. While he or she should be focused on healing, instead they may be worried about how to pay these expenses. Medical bankruptcy Statistics indicate that many...
Many face the overwhelming struggle of medical debt. Half of all Americans have to deal with the stress of medical debt every day. Those struggling with the strain of medical debt should be familiar with the legal resources that may be able to help and protect them....
People in Indiana rely on being able to borrow money to make major purchases and it is important not only for people’s lives but also helps the economy when people take out loans. Having debt is not really a bad thing when people are able to manage it. However, life...
Bankruptcy can provide relief in a variety of different ways. In addition to providing debt relief and a potential fresh financial start, the bankruptcy protection process can also provide immediate relief through the automatic stay which those considering filing for...
