Helping People Get A Fresh Financial Start to Regain Financial Independence
Helping People Get A Fresh Financial Start to Regain Financial Independence
In the public realm, Indiana consumers think of a Chapter 13 bankruptcy as an alternative to the more common Chapter 7. Basically, it is for consumer debtors who, for whatever reason, want to offer a court-sanctioned repayment plan that will pay all or an approved...
The biggest expenses Indianapolis residents and their counterparts across the country have are related to healthcare. Indianapolis residents struggling with medical expenses are not alone. According to one poll, 15% of people will not be able to repay their medical...
It is a fact that filing for Chapter 7 or Chapter 13 bankruptcy will affect your credit score. A Chapter 7 filing will stay on your credit report for ten years, while a Chapter 13 filing lasts on your record for seven years. During those years, it can be more...
One fear Indianapolis residents might have about filing for bankruptcy is that they will have to turn over all of their property for sale so that they can pay their debts. While it is possible that someone who files for Chapter 7 bankruptcy may have to surrender some...
Many people in Indiana are driven into bankruptcy by one factor: repeated collection activity by creditors. Some creditors can be reasonable in dealing with people who owe them money, but many can be rude, relentless and disrespectful. The federal Bankruptcy Code has...
The past year has been financially difficult for many Indiana residents. For those who are considering bankruptcy under Chapter 13 there is some helpful information available about the program. Chapter 13 bankruptcy is a type of bankruptcy which requires that a...
Medical debt is a problem for many Indiana residents. It can come out of nowhere – an otherwise healthy Indianapolis resident may suffer an accident or sudden illness and find themselves hospitalized for days or even weeks. When they emerge from their ailment they may...
When an individual’s finances begin spiraling out of control, one of the most recognizable stressors is the unending efforts of debt collectors. Whether they are sending letters, calling or firing off emails, these debt collectors will often harass debtors while...
Deciding whether to file for bankruptcy in Indiana is not an easy choice to make. Before you make your decision, you should know that there are two types of bankruptcy available to individuals: Chapter 7 and Chapter 13. Each type has its own pros and cons, but...
In Indiana and across the United States, a worryingly high number of people are experiencing financial challenges due to the current health situation and the problems that have come about because of it. People are losing their jobs and have exorbitant medical expenses...
