If you have been struggling financially and you have come to the conclusion that your financial situation is not going to get any better, you may have decided that filing for Chapter 7 bankruptcy is your only solution to get you out of the river of debt that is...
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What is the tradeoff for filing a Chapter 7 bankruptcy?
Most Chapter 7 bankruptcies end with Indianapolis residents receiving a discharge from most of their debt, including things like credit card debt and overdue medical bills. A Chapter 7 can also discharge an individual from any business debt they may have taken on....
Chapter 7 bankruptcy in Indiana
Your life may have been going along well, your income may have been steady and you and your spouse were able to save money every month that you intended to use many years in the future when you retire. However, at times, life hands you things that you couldn't...
Not all debts are forgiven in a Chapter 7 bankruptcy
If your debt is overwhelming and you are considering filing for bankruptcy, you should know you are not alone. Chapter 7 bankruptcy is the most common form of bankruptcy, with over 10,000 Chapter 7 bankruptcy cases filed in Indiana in 2021, according to the American...
Chapter 7 bankruptcy and its alternatives
Many people who are struggling financially think that declaring bankruptcy means that they have failed somehow. They are looking at it from the wrong angle. Instead, they should consider that bankruptcy is a way to have a new start in life. For individuals, the two...
Excessive holiday spending can cause credit card woes
Whether you braved the crowds on Black Friday or shopped from the comfort of your home on Cyber Monday, it is likely that you spent your fair share of money on holiday gifts and used a credit card to purchase these items. The problem with excessive holiday spending...
Bankruptcy exemptions and the preservation of assets
Rising prices and unexpected expenses can place great financial strain on families throughout Indiana. For many facing financial struggles, bankruptcy can provide relief and a fresh start Bankruptcy offers financial relief When a person files for bankruptcy, a...
How do you know when it’s time to file a Chapter 7 bankruptcy?
An unexpected event in your life can destroy you financially. The loss of a job, a serious injury or illness or a breakup can leave you unable to pay your bills. You may start to rely on credit cards, and suddenly find yourself overwhelmed by debt you know you will...
Chapter 7 bankruptcy in Indiana: what you should know
Life can be challenging and expensive. Sometimes, your debts get out of control. You find yourself in a position of having few options to resolve those debts and get out from under them so that you can live your life again without the financial stress that you are...
Filing for bankruptcy in Indiana may be easier than you think
If you are not able to keep your head above water and the best option is bankruptcy, as daunting as it may seem, it may not be so difficult to do. Undoubtedly, when you first start to look into the process, you may feel confused and scared but you can learn the...