Helping People Get A Fresh Financial Start to Regain Financial Independence
Helping People Get A Fresh Financial Start to Regain Financial Independence
Many individuals understand they are facing overwhelming debt and continue to avoid bankruptcy because they are concerned about what the process might do to their credit rating. While a bankruptcy can impact your score, you are likely doing more damage to it by...
It is a fact that filing for Chapter 7 or Chapter 13 bankruptcy will affect your credit score. A Chapter 7 filing will stay on your credit report for ten years, while a Chapter 13 filing lasts on your record for seven years. During those years, it can be more...
Many people in Indiana are driven into bankruptcy by one factor: repeated collection activity by creditors. Some creditors can be reasonable in dealing with people who owe them money, but many can be rude, relentless and disrespectful. The federal Bankruptcy Code has...
When an individual’s finances begin spiraling out of control, one of the most recognizable stressors is the unending efforts of debt collectors. Whether they are sending letters, calling or firing off emails, these debt collectors will often harass debtors while...
If, despite your best efforts, you have long struggled to manage your debts, you may feel ready to file bankruptcy. Yet, even if filing makes financial sense, you may hesitate to proceed if you fear the prospect of surrendering your assets. Among the assets you are...
The economic fallout from the ongoing health crisis has touched every corner of the United States. However, even in a reeling nation, Indiana stands out in one measure of one economic hardship – personal bankruptcies. Organizations monitoring the amount of people...
With rising medical costs, high unemployment and other economic consequences for middle- and low-income families, it’s not surprising that thousands of people file for bankruptcy every year. The more puzzling question is why more people don’t. Fewer than 1% of...
Many people in the Indianapolis area have run into financial trouble at least once in their life. A person may accumulate too much credit card debt or medical debt because of a lost job or an unexpected accident or illness. Crushing debt can be a stressful situation...
Life isn't easy for many Hoosiers right now. Over the last few months, countless people in Indiana have had to file for state and federal unemployment benefits. And for many, that source of income is the only thing keeping them above water. Unfortunately, those who...
One of the many events delayed by Covid-19 this year was Tax Day. Normally due April 15, the filing deadline was pushed to July 15, which has since come and gone. But millions of Americans requested an extension, moving their due date to October 15. If you are feeling...
