Helping People Get A Fresh Financial Start to Regain Financial Independence
Helping People Get A Fresh Financial Start to Regain Financial Independence
It is a fact that filing for Chapter 7 or Chapter 13 bankruptcy will affect your credit score. A Chapter 7 filing will stay on your credit report for ten years, while a Chapter 13 filing lasts on your record for seven years. During those years, it can be more...
When an individual’s finances begin spiraling out of control, one of the most recognizable stressors is the unending efforts of debt collectors. Whether they are sending letters, calling or firing off emails, these debt collectors will often harass debtors while...
If, despite your best efforts, you have long struggled to manage your debts, you may feel ready to file bankruptcy. Yet, even if filing makes financial sense, you may hesitate to proceed if you fear the prospect of surrendering your assets. Among the assets you are...
Many people in the Indianapolis area have run into financial trouble at least once in their life. A person may accumulate too much credit card debt or medical debt because of a lost job or an unexpected accident or illness. Crushing debt can be a stressful situation...
One of the many events delayed by Covid-19 this year was Tax Day. Normally due April 15, the filing deadline was pushed to July 15, which has since come and gone. But millions of Americans requested an extension, moving their due date to October 15. If you are feeling...
If you are considering filing for bankruptcy, you will have many questions. Will bankruptcy offer you relief from your debt? Will you lose everything in the process? With many people today relying on their home as the space where they work, where their children learn...
Even though you need the debt relief offered by bankruptcy, you may still have dreams of buying a home in Indiana. The type of bankruptcy you file may impact your ability to secure a home mortgage. Credit score Rocket Mortgage states that bankruptcy affects your...
It may be tempting to file for bankruptcy without consulting an attorney. After all, you are in financial trouble, so even paying for a lawyer's services may seem impossible. However, there are many benefits to hiring an attorney that make it more than worth it in the...
Indiana residents experiencing financial hardship may hesitate to seek relief because of common myths about bankruptcy. Many mistakenly believe that the process means they will never receive another loan or credit card. While it remains on record for up to 10 years,...
An alarming number of Americans find themselves struggling because of increasing medical debts. Approximately 137 million U.S. citizens experienced financial hardship during 2019 due to high out-of-pocket expenses. As reported by CNBC, medical expenses contributed to...
