Helping People Get A Fresh Financial Start to Regain Financial Independence
Helping People Get A Fresh Financial Start to Regain Financial Independence
As Tax Day nears, it seems like a good time to look at whether tax debts can be discharged if you file for bankruptcy. It's possible to discharge it if you file for Chapter 7 bankruptcy, but a number of criteria need to be met. The debt must be associated with a tax...
Credit card debt is a national problem. The Federal Reserve reports that the total U.S. credit card debt reached more than $1 trillion in 2018. A snowballing credit card bill can quickly overwhelm you. It can seem like you will never get out from underneath it....
Were you injured in an accident? Were you diagnosed with an illness? Either way, you will incur a lot of bills that could turn into debt if you are unable to pay them. Medical debt is not good to have, yet thousands of people in Indiana deal with this type of debt...
When you hear the word ‘bankruptcy’, you probably think of credit card debt. It is true that many people fall victim to taking out multiple credit cards and misusing them as if they were extensions of their actual income. Bankruptcy in general affects...
Student loans are a growing problem for many young Americans. With an average student loan debt load of $37,172 in 2017, ballooning debts often become unsustainable and prevent graduates from doing many normal life activities - even starting a family, buying a home,...
After juggling bills and stressing over finances, you might be considering bankruptcy. For someone who is overwhelmed with debt, bankruptcy can be an ideal option. However, even that process can be overwhelming. For example, you could be unsure of whether you should...
Failure to comply with a lender's mortgage requirements can lead to possible loss of your home through foreclosure. One remedy available is filing for bankruptcy. This decision is not always an easy one, and it is essential to understand the implications. If you are...
If you are considering bankruptcy, you may be feeling unsure about whether or not you qualify. While anyone can attempt to declare bankruptcy, certain financial hardships are routinely dealt with and more likely to be resolved smoothly. These are six common situations...
Creditors have many tools at their disposal when trying to collect a bad debt, including placing derogatory marks on your credit report, turning your account over to a collection agency, and generally encouraging you to pay what's owed. One tool in particular,...
If you have a lot of debt, your phone may be ringing off the hook. That can be frustrating and emotionally draining. It's important to understand that you have rights in these situations. If you are currently being harassed by debt collectors, here's what you need to...
