Helping People Get A Fresh Financial Start to Regain Financial Independence
Helping People Get A Fresh Financial Start to Regain Financial Independence
When you file Chapter 13 bankruptcy in Indiana, it is important that you understand this type of bankruptcy requires a repayment plan. Unlike Chapter 7, which erases your debts, Chapter 13 allows you to restructure your debt so you can afford to pay it off or at least...
If you're considering filing for bankruptcy, you likely don't have many thousands of dollars in your various bank accounts. However, you probably have at least a checking account that you pay bills from and perhaps a small savings account. What happens to those during...
It's well-known that in this country, medical debt is one of the leading causes of bankruptcy. Recently, we discussed ways to eliminate, or at least pay down, your medical debt. However, it's best to avoid getting into medical debt at all. Large medical bills may be...
It’s a financial nightmare no one wants to live through: the prospect of losing your home. But it can happen to the best of us – and often for reasons beyond our control. Perhaps you lost your job or received a devastating medical diagnosis. Maybe your...
If you're considering filing bankruptcy, the last thing you should have to worry about is whether it will impact your job. You aren't going to tell your employer about your financial situation. However, what if they find out? Can they fire you? The good news is that...
Indianapolis residents who have unsecured debts that they cannot pay often look to Chapter 7 bankruptcy as a way to gain a financial fresh start. Although it may seem as if virtually anyone can file for a Chapter 7 bankruptcy, that's not the case. There are some...
It might seem reasonable to assume that people in their 50s and early 60s have the largest amount of medical debt. They're at the age where their bodies are starting to give out, but they aren't yet old enough to qualify for Medicare. However, according to one study...
Now that the weather is finally warming up, there’s no shortage of people trying to work off the pounds they gained over the winter. Getting healthy is always a good idea, but why not also put some energy into getting your credit score healthy this season?...
You've fallen behind on your credit card payments due to financial insolvency and a massive debt load. You know that you need to pay, but are way over your head. Then, you start receiving texts and emails from creditors urging you to pay up. What's going on? This may...
Student loan debt has been notoriously difficult to discharge in bankruptcy. They typically have to show that repaying it would cause them "undue hardship." However, a report just released by the American Bankruptcy Institute's (ABI) Commission on Consumer Bankruptcy...
