There’s no debating the fact that 2020 has been a very difficult year for most Americans. Although there have been numerous social and political problems, to be sure, the most far-reaching hardship was brought by the Coronavirus pandemic. Covid-19 shut down much of...
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Proven strategies for paying off credit card debt
If you feel like you’re in over your head in credit card debt, you’re certainly not alone. According to the Federal Reserve, Americans owe roughly $1.08 trillion in revolving debt. Getting yourself into overwhelming credit card debt is all too easy, but digging...
4 Serious consequences of living with debt
Regardless of the type of debt you have or the amount, living with debt looming over your head can have many potential adverse effects – many of which aren’t financial. Carrying substantial debt doesn’t just affect your credit score and spending abilities; it can lead...
If I file for bankruptcy, will I lose my house?
If you are considering filing for bankruptcy, you will have many questions. Will bankruptcy offer you relief from your debt? Will you lose everything in the process? With many people today relying on their home as the space where they work, where their children learn...
Filing for Chapter 13 after a car crash
Many unexpected challenges arise in life, from health crises to problems in personal relationships and one's career. However, motor vehicle collisions are especially devastating and frequently create many concerns. Aside from the physical and emotional trauma that...
How does bankruptcy affect my chances of buying a home?
Even though you need the debt relief offered by bankruptcy, you may still have dreams of buying a home in Indiana. The type of bankruptcy you file may impact your ability to secure a home mortgage. Credit score Rocket Mortgage states that bankruptcy affects your...
3 reasons you need an attorney to file bankruptcy
It may be tempting to file for bankruptcy without consulting an attorney. After all, you are in financial trouble, so even paying for a lawyer's services may seem impossible. However, there are many benefits to hiring an attorney that make it more than worth it in the...
Does filing for Chapter 13 stop debt collection?
You might be suffering under the burden of debt, made worse by the fact that creditors are texting or calling you with reminders that your payments are overdue and that they may take action against you to collect their money. To escape the crushing burden of your...
Bankruptcy as a means of relief and a way to move forward
Indiana residents experiencing financial hardship may hesitate to seek relief because of common myths about bankruptcy. Many mistakenly believe that the process means they will never receive another loan or credit card. While it remains on record for up to 10 years,...
Nearly half of U.S. residents suffer hardship due to medical debt
An alarming number of Americans find themselves struggling because of increasing medical debts. Approximately 137 million U.S. citizens experienced financial hardship during 2019 due to high out-of-pocket expenses. As reported by CNBC, medical expenses contributed to...


