Bankruptcy is a legal process that provides relief from debt when you're unable to meet your financial obligations. However, preparing to file for bankruptcy involves several essential steps that you should understand to ensure you approach this significant decision...
Helping People Get A Fresh Financial Start to Regain Financial Independence
Results for “”
Debt collectors’ limits after you file for bankruptcy
Filing for personal bankruptcy in Indiana can provide significant relief from overwhelming debt. However, it’s important to understand what debt collectors are no longer allowed to do once you’ve filed for bankruptcy. Harassing you Debt collectors cannot harass you....
Counseling requirements during bankruptcy
Deciding to file for bankruptcy is a major decision that should not be made lightly. Because of this, there are some requirements you must complete. Pre-bankruptcy counseling must be completed before you can file for bankruptcy and a debtor education course must be...
Discharging student loan debt in bankruptcy
Filing for personal bankruptcy can be a good way to get out from under crushing debt, but some types of debt are more difficult to discharge than others. Student loan debt can be especially difficult to escape, but it can be done. The student loan mess Increasingly,...
How bankruptcy can help you save your house and car
People who are struggling with debt may be reluctant to file for bankruptcy because they cannot fathom the possibility of losing their home or vehicle. However, it is possible for many people who file for bankruptcy to keep both their house and their car. Bankruptcy...
Bankruptcy and your credit score
Personal bankruptcy can give you a fresh start on your finances, but it comes with some costs. One of these costs is damage to your credit score. A low credit score can limit your ability to borrow money once you have completed the bankruptcy process, and that can...
4 tips for rebuilding your credit post-bankruptcy
Bankruptcy is a valuable tool for helping relieve the burden of overwhelming debt, but it does come with downsides. While the idea that it completely and irreversibly destroys your credit is a misconception, filing for bankruptcy does affect your credit score for a...
Must you have a certain amount of debt to file bankruptcy?
A job loss, medical problems, failing commercial venture or other unexpected event can cause your bills to mount up. If the burden becomes so great that you cannot cover your debts, you may be thinking about bankruptcy. This option can provide relief from relentless...
4 bankruptcy myths
Bankruptcy provides individuals and businesses with a fresh start when faced with overwhelming financial burdens. However, there are several misconceptions surrounding bankruptcy that can cause unnecessary anxiety and confusion. 1. Bankruptcy means losing everything...
Medical debt and personal bankruptcy
Americans spend trillions of dollars on health care every year and medical debt is one of the leading causes behind the number of Americans filing for personal bankruptcy. In fact, some studies have found that it is a factor in two-thirds of all personal bankruptcy...


