Lynch & Belch, P.C. - Bankruptcy

You Should Not File For Bankruptcy On Your Own

The paperwork to file for bankruptcy is easily accessible, and you could be tempted to file on your own. Unfortunately, the bankruptcy court will not provide you with one-on-one guidance throughout your filing process. It is in your best interest to consult a lawyer for all your bankruptcy needs.

Our attorneys at Lynch & Belch, P.C., will provide you with knowledge to help you make an informed decision. We will walk you through every step of the process to ensure that you know what you are facing, what your options are, how bankruptcy will benefit you and how to move forward financially. Our attorneys have provided bankruptcy services to debtors in Indiana for a combined five decades.

Why You Should Hire A Bankruptcy Attorney

Bankruptcy is a legal process that is governed by federal law, and a lawyer understands each step of the process. A lawyer will also be able to explain how those laws apply to you and what you must do to comply.

Banishing Myths And Relinquishing Fears

Two common fears are that your credit score will be unrecoverable and that an attorney will benefit more from providing you bankruptcy services. The internet is saturated with myths about bankruptcy that may deter you from seeking the help you need. Your credit score can be recovered and won't be subject to any more damage than defaulting on loans would cause. A bankruptcy lawyer can offer you the truth about bankruptcy and how filing can positively impact your financial status.

Confirming Eligibility

You can qualify for either Chapter 7 or Chapter 13. You should not determine which one you will qualify for by entering all of your personal financial information on a free internet app. Someone could use that information to steal your identity. To protect yourself, you should have an attorney help you figure out which type of bankruptcy you are eligible for and create a plan of action to file.

Providing Breathing Room To Organize Your Finances

A lawyer will help you identify all your options. He or she will file your paperwork with the bankruptcy court, and your creditors will be notified. Some attorneys will have you refer any collection or creditor phone calls to their office, so they can handle communication.

Simplifying The Filing Process While Protecting Your Rights

The filing process begins with your petition to the bankruptcy court. Your petition halts all actions against you by a debt collector or creditor. Your petition does not put a hold on child support or alimony. Nor does it put a hold on criminal actions such as the transferal of assets to avoid repossession.

If the harassment continues, your lawyer can help you identify if a creditor has violated the Fair Debt Collection Practices Act. Any third-party violation can be used as grounds to sue.

Making Strides Toward A Financially Secure Future

Rebuilding your credit after filing for bankruptcy can be easier with a lawyer who is connected with credit repair agencies. Discounts may be available to you, or the credit repair counseling may be included in the attorney's fees. In addition, your lawyer may be connected to crediting agencies and companies that are willing to approve you for a line of credit to help you rebuild your score. An attorney will also help you identify fraudulent agencies that may contact you.

We Will Help You Regain Your Financial Independence

Schedule your free consultation at the Indianapolis office of Lynch & Belch, P.C., by calling 317-528-9549. You can also schedule your free consultation online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Lynch & Belch, P.C.
7210 Madison Ave.
Suite B
Indianapolis, IN 46227

Phone: 317-528-9549
Phone: 317-528-9549
Fax: 317-888-8282
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