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Chapter 13 Lawyer in Indianapolis Fights for Your Rights

When you file for bankruptcy in Indianapolis, there are many things that you must be aware of. Your creditors are going to fight hard to make sure that you pay as much of your current balance or balances as possible. Do you know what your rights are when you ask for debt relief from the bankruptcy courts in Indiana? If not, you need a Chapter 13 attorney who you can trust to fight for you in court.

lawyer with family

You Don't Have to Pay Your Entire Debt

Although your debts are not completely discharged, you only have to make payments for a set amount of time. As long as you make the agreed-upon payments, your debts will be considered paid in full at the end of the repayment period. This gives you a light at the end of the tunnel that can make it easier to overcome your debt issues once and for all. Once you have finished repaying your debts according to the court order, your credit score should go up due to the paid-in-full status of your accounts.

Chapter 13 Bankruptcy Comes Off Your Credit Report Faster

Chapter 13 bankruptcy is removed from your credit report within seven years of the approval date. This is a good thing because future creditors will not know that you have filed for bankruptcy after seven years have passed. With Chapter 7 bankruptcy, your credit report will be tarnished for up to a decade.

Residents of Greenwood, Franklin, and the Southside of Indianapolis can give Lynch & Belch, P.C., attorneys at law, a call at 317-888-0006 or toll free at 800-319-0064 to schedule a consultation.